Good Credit, Bad Credit, No Credit - We Can Work With You!

1. Easy In-Store Financing *

  • Apply for Fulton’s Exclusive Hassle-Free Finance Plan
  • Convenient monthly payments up to 24 months or more
  • No banks and No Finance Companies to deal with
  • Low or no down payment
  • Pay off early and Save
  • 0% Interest Available every day!*

2. Lease To Own - No Credit Needed Option By Progressive

  • No down payment required
  • 90 days to pay in full with no leasing charges
  • Low initial payment of $53.35 and 12 months to pay

3. Convenient Free Lay-A-Way Plan

  • We can set up an easy lay-a-way payment plan for you in the store or online for FREE.
  • Choose your item, tell us how much you’d like to pay to get started and every month after.
  • When you have 50% of the purchase price paid in, we will place your item on hold for you.
  • When the item is paid in full, we will arrange delivery for you!

4. Guaranteed Lowest Price

  • Get 20% off list prices every day!
  • We will match any local competitor's price in store with a copy of any print or online ad for the identical item excluding local delivery charges and applicable sales tax.
  • Buy online or in store with cash, any major credit card, or Progressive for lowest discount Price.

* There is No minimum purchase price for 120 days interest free financing. 12 months interest free plans require a $1200.00 minimum purchase and a 24 month contract agreement. Timely minimum monthly payments are required for either plan and begin 30 days from delivery. Interest charges are included in the monthly payment and are deducted when paid in full. You can always increase your monthly payments and pay off early to save on the full interest charge.


All you need to bring is a NY State Driver’s License or ID, current pay stub from your job if you are working, proof of your home address with utility bill or credit card bill. We will do a credit check but our decision is not based on your credit score. If you have no credit or bad credit, our sales associates will help you get your purchase approved asap! Once you’ve established credit with Fulton, you can add merchandise as you need it or use your good payment history to build your credit back up.